What “monitoring” should mean in a fintech policy
Fintech policies frequently describe tools: a transaction monitoring platform, a fraud engine, a sanctions screener. That inventory is useful — and incomplete.
When reviewers ask how the firm monitors risk, they want to know what events you claim to detect, who decides severity, how quickly decisions are recorded, and what happens when the queue overflows. A monitoring framework audit starts there: claims, owners, evidence — then systems.
If your policy cannot name an owner for each claim, the framework is unfinished regardless of how modern the stack looks.